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House Cleaning Tips for Busy People
Nothing can make you feel better than a nice maintained home that sees everything in its place and is free of cutter, but in today’s fast paced world cleaning your home may be the last thing on your mind as you are simply too busy. More and more people are just letting the homestead slip to the sloppy and unorganized side or are hiring a maid service to do the job for them, but if you don’t want to do either there is hope for you to clean your home no matter how busy you get.
Here are some helpful tips that will have even the busiest person find time for a little spring – or anytime – cleaning:
• Make it fun: No one likes to clean but you can make the task just a bit more on the fun side. Get an egg timer and set it for five or ten minutes. You take on one room and have someone else in your family take on another. At the end of the time see which room looks the neatest. You will have a little fun and you will get tidied up just a bit.
• Don’t drop and go: Many times when people return from a long day at the office they walk in their house, flip off their shoes, let their coat drop, etc. This is what is known as ‘drop and go.’ When you drop and go you are not only cluttering up your home but you are in fact increasing the workload on yourself when you do find the time to clean as you will now have to pick everything up and organize more than you would have had too if you simply put things in their place as you went. While drop and go is a bad habit, you can work to reverse it into a good habit and make sure those shoes, jackets, and other things from you busy work day end up where they belong and not all over the floor of your home.
• Combine relaxing and cleaning: What do most people want to do when they get home from a long day of work? Relax and watch some television right? Well you can utilize what we all hate about television, namely commercials, to help you get your house cleaned. The average commercial break is about two and a half minutes long and sometime can be more. Have your cleaning weapons of choice ready when your favorite program is about to start and when the commercials hit, you hit the house cleaning. You will be surprised at just how much you can get done during commercials. While you won’t get the entire house cleaned it is not out of the realm of possibilities to knock out a quick vacuuming, some light dusting, and even a wiping down of the kitchen counters.
The bottom line is that everyone could use more time to get house cleaning done, but few will get it and will have to make it instead. By squeezing in cleaning here and there when you can your home will look less like a pig pen and more like the cozy haven that you want after a tiresome day of working.
Auto insurance is a necessity when you have a vehicle. It is required in all fifty states, and being caught without it can cause trouble. Not only that, auto insurance is a wise financial decision. Follow our helpful tips and you can learn how to make the most put of your auto insurance.
You can help your child out by adding him/her to your auto insurance as an authorized user. If your kid is a good driver, not only will he or she be able to save money on future policies, but the “authorized” label on the insurance policy will also bode well for their credit score, giving them a great head start in the credit department.
Lower your car insurance premiums by taking a safe driver class. Many car insurance companies will offer a discount if you can provide proof of completion of a safety driving class. Taking, and passing, such a class gives the insurance company a good indication that you take your driving skills seriously and are a safe bet.
If at all possible, you should limit your insurance claims if you want to save money on your policy in the long run. If you have a little fender-bender with someone, the two of you can decide to handle it without involving the insurance company. Getting insurance involved for every scratch on your car will send your premiums through the roof.
If you’re currently receiving a no-claims discount for an auto insurance company, it is important that you protect this. Only file a claim if it is absolutely necessary, because once you file a claim with your insurer, your rates could increase instantly by up to 75%. Filing claims should be saved for real accident and injury.
Have an alarm, immobilizer or tracker installed in your car. Reducing the risk of theft saves money for everyone. Having an alarm, immobilizer, or tracker installed in your car can save you some grief and a bit of money on your car insurance policy. Check to make sure that your provider offers discounts for having it installed first.
When purchasing car insurance, consider opting for the highest deductible option you can get to keep your premiums low. To make sure you have the money to pay the deductible if you should need it, bank the difference from the expensive premium you would pay for a lower deductible. A safe driver will come out way ahead over time.
Having your VIN number etched into your window can lower your insurance premiums up to 15 percent. Sometimes the VIN number is already etched into the car’s window, but will raise the price of the car $300 to $900. You can also etch the number into the window yourself for $19.95.
There are many wise tips that can help you when it comes to auto insurance. If you follow these helpful tips, you will see just how helpful they can be when it comes to dealing with insurance. Do not be caught without auto insurance, it is not a good legal or financial decision.